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The Jackson Team, REALTOR®, real estate agents and broker for Clintonville Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
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What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

A 
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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The Jackson Team, REALTOR®, real estate agents and broker for Clintonville Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jackson Team
Keller Williams Capital Partners Realty

500 W. Wilson Bridge Road, Suite 260
Worthington, OH 43085
614-888-1000
614-431-1220
Fax: 614-888-3880
Email: realtorjoe@earthlink.net

Joe Jackson and his team are some of the top-selling Realtors in the Clintonville,Beechwold and University areas. Licensed since 1979, Joe’s hard work and dedication have earned him the Columbus Board of Realtors 25 Million-Dollar Award, a Hall of Fame Award, and the Columbus Board of Realtors volunteer service award.

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